Your study abroad plans deserve a loan that keeps up.
Gateway International compares banks and NBFCs, negotiates your rate, and walks the paperwork with you — so an offer letter turns into a boarding pass, not a stack of forms.
With collateral
Property or FD pledged
10.5% – 11.5% interest rangeNo collateral
Profile-based approval
10.85% – 14% interest rangeIndicative ranges from published lender rates. Your exact rate depends on university, co-applicant income, and profile.
Ten tools. No signup. No catch.
Everything you need to plan, compare and prepare — built from the same lender data we use for your file.
EMI Calculator
Slide to see your monthly payment. Open the full calculator for tenure, prepayment and total interest.
Open full calculatorUniversity Loan Search
Search your university, see which lenders fund it.
SearchCost of Living
Monthly expenses by country and city tier.
EstimateCompare Lender Rates
All 13 banks and NBFCs side by side, sorted lowest first. Filter by country and loan type.
Compare all ratesGrade Converter
Percentage or CGPA to GPA on 4.0 and 10.0 scales.
ConvertDocument Checklist
Tick off every document, download as PDF.
Get checklistROI Estimator
Expected salary abroad vs your loan EMI.
CalculateSimple vs Compound
How your interest is actually calculated.
LearnScholarships
Funding you can stack on top of your loan.
ExploreSOP Checklist
Section-by-section guide to a strong SOP.
Read guideSix places, one counsellor
Real rates for real destinations — tap any country to see the full picture.
United States
11 lenders available
View loan optionsUnited Kingdom
10 lenders available
View loan optionsCanada
11 lenders available
View loan optionsAustralia
10 lenders available
View loan optionsGermany
10 lenders available
View loan optionsIreland
9 lenders available
View loan optionsOne counsellor. Every loan option on the table.
Unsecured Loans
No collateral needed for eligible profiles — funded through NBFC partners built for study-abroad lending.
Secured Loans
Property or FD-backed loans from PSU and private banks, usually at the lowest interest rates on offer.
International Lenders
No co-signer, no collateral — options for students without an Indian guarantor available.
From your first call to takeoff
Scroll to follow a typical file through our process.
An admission shouldn’t stall at the loan stage.
Different formats per bank, unclear eligibility, and rates that swing wildly for the same profile — that’s what eats months out of your timeline.
We run your file across multiple lenders in parallel, reuse one document set, and keep one counsellor on the case from first call to disbursement.
See How It WorksWhat one document set saves you
Countries we are funding for
United States
Secured and unsecured loan options
Tap a country above or on the map
What we commit to, in writing
No sanction, no fee
If your loan isn’t sanctioned, you don’t pay any fee.
Straight answers, fast
If your profile won’t clear a lender, we say so on the first call — not after three weeks of paperwork.
One person, start to finish
Same counsellor from first call to disbursement. No re-explaining your case to a new voice.
Ready to see what you qualify for?
A 10-minute call tells you your eligible lenders, indicative rate, and sanction timeline.
Talk to a Loan CounsellorAll interest rates, loan amounts, and eligibility details shown are indicative, sourced from publicly available lender information, and subject to change without notice. Gateway International facilitates education loans through partner banks and NBFCs; loan approval, interest rates, and terms are decided solely by the respective lender and are subject to their assessment. Calculator results are estimates only. Lender names and logos are the property of their respective institutions. Information on this page is for general guidance and does not constitute financial advice.