ICICI Education Loan
Compare offers from all lenders — 100% free for students
How it works
Five steps from first call to money in your university account
Check your loan eligibility
Use our free eligibility tool to verify your profile and get a conditional loan offer within minutes.
Talk to our loan experts
Connect with a dedicated counsellor who explains the process, rates, and exactly what ICICI Bank will need from you.
Upload documents and fill the form
Submit your documents online. We check every file before it reaches the bank, so nothing bounces back.
Negotiate your best offer
We negotiate with ICICI Bank on your behalf to secure the most competitive rate and the highest loan amount you qualify for.
Approval and disbursement
Receive your sanction letter, then funds are disbursed directly to your university. We track it until the money lands.
Documents required for education loan by ICICI Bank
Gateway International provides a customised documents list for ICICI Bank education loans, which depends on your profile, your co-applicant profile, and any property/asset you may offer as collateral.
🎓 Applicant's Documents
- Identity proof: PAN / Passport / Driver's Licence / Voter ID card or any government-issued ID.
- Education loan application form.
- Address proof: recent telephone bill / electricity bill / water bill / piped gas bill / driving licence / Aadhaar card.
- Passport (valid).
- Past academic record: 10th mark sheet, 12th mark sheet, undergraduate results (semester-wise).
- Entrance exam results (GMAT, GRE, TOEFL, IELTS, SAT, etc.).
- Proof of admission: admission / offer letter (conditional admission letter also accepted).
- Statement of expenses from the university.
👥 Co-Applicant's Documents
- Identity proof: PAN / Passport / Driver's Licence / Voter ID card or any government-issued ID.
- Address proof: recent telephone bill / electricity bill / water bill / piped gas bill / Passport / driving licence / Aadhaar card.
- 2 passport-size photographs.
- Bank account statement of co-borrower for the last 6 months.
Income Proof — Salaried
- Salary slips for the last 3 months.
- Copy of Form 16 for the last 2 years.
- Bank account statement for the last 6 months (salary account).
- Brief statement of assets & liabilities of parent / guardian / co-borrower.
Income Proof — Self-Employed
- Business address proof.
- Last 2 years IT returns (if IT payee).
- TDS certificate (Form 16A, if applicable).
- Certificate of qualification (for CA / doctor and other professionals).
- Brief statement of assets & liabilities.
- Bank account statement for the last 6 months.
Estimate your ICICI Bank Education Loan EMI
Indicative calculation. Actual EMI may vary based on lender terms.
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Disclaimer
All information on this page regarding ICICI Bank education loans — including interest rates, processing fees, loan amounts, margin money, and eligibility criteria — is for general informational purposes only and is indicative only. Rates and terms are subject to change at any time without notice at the sole discretion of ICICI Bank. Actual loan approval, interest rate, and final terms are determined solely by ICICI Bank based on their internal assessment of your profile. Gateway International / Gateway Educonnect is an independent loan facilitation company and is not affiliated with, endorsed by, or acting as an agent of ICICI Bank. We do not guarantee loan approval or any specific interest rate. Always confirm the latest terms and conditions directly with ICICI Bank or their authorised representative before submitting your application.