6 steps, one journey, from application to disbursement.
Most applications are processed within 1–2 weeks, depending on lender and documentation readiness.
Eligibility check
Share your admission letter, course, and family financials. We map which lenders you actually qualify for — no generic form spam.
Counsellor assigned
One named counsellor owns your file end-to-end, and is reachable by call or WhatsApp throughout.
Document collection
A single checklist covering KYC, academics, income, and collateral (if any) — reused across every lender you apply to.
Parallel lender applications
We submit to 2–4 shortlisted lenders simultaneously to compare real offers rather than waiting on one at a time.
Rate negotiation
Once offers are in, we push back on rate, processing fee, and margin money where the profile supports it.
Sanction & disbursement
Sanction letter issued, disbursement scheduled against your fee deadline, and funds tracked until they land at the university.
What to expect, from application to disbursement
24 Hours*
Eligibility check, counsellor assignment, and document checklist shared.
48–72 Hours*
Application submitted, lender queries handled, offers start coming in.
1–2 Weeks*
Final offer negotiated, sanction letter issued, and disbursement completed.
*Timelines are indicative and depend on lender processing, documentation readiness, and profile complexity. T&C apply.
Start your file right now
The earlier you start, the more lenders you can realistically compare before your fee deadline.
Begin Eligibility Check