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Education loan document checklist

Everything you need for a collateral-backed education loan. Tick items as you gather them, then download the checklist as a PDF for your bank or counsellor.

Documents for collateral loan 0 of 0 collected
A

Student Documents

0/7
Passport, PAN Card and Aadhaar Card
10th, 12th and Graduation — all mark sheets and certificates
Entrance score — GRE / TOEFL / IELTS
College offer letter (if any)

If you have work experience

3 latest salary slips
Bank statement of 6 months (salary account)
Experience certificate
B

Co-Borrower — Salaried

Father / Mother / Brother / Sister / Relative

0/5
PAN Card and Aadhaar Card
Electricity bill
Salary slips of 3 months (latest)
2 years Form 16 / ITR (latest)
Latest bank statement of 6 months (salary account) with cancelled cheque
OR
B

Co-Borrower — Self-Employed

Father / Mother / Brother / Sister / Relative

0/5
PAN Card, Aadhaar Card and latest electricity bill
Latest 2 years ITR — computation of income, P&L account and balance sheet with CA attested stamp
Shop Act / GST certificate / entity proof
Latest 6 months savings account and current account bank statement with cancelled cheque
Business setup photos
OR
B

Co-Borrower — Pensioner

Father / Mother / Brother / Sister / Relative

0/3
PAN Card, Aadhaar Card and latest electricity bill
Pension order and latest 6 months pension bank account statement with cancelled cheque
Latest 6 months savings account bank statement with cancelled cheque
C

KYC Documents of Parents (Mother and Father)

0/3
Passport Size Photo
PAN Card
Aadhaar Card
D

Collateral Documents

Flat / House / NA Plot / Shop / FD

0/8
Registry papers (sale deed)
Index II and registration receipt
Sanction plan (blueprint) or completion certificate
7/12 extract and NA order
Approved plan or map of the constructed property
Chain documents
Latest property tax receipt
Occupancy proof
For co-borrower documents, submit only the set that applies — salaried, self-employed, or pensioner. Requirements can vary slightly by lender; your counsellor confirms the final list once your lender is shortlisted.

Need a list tailored to your specific lender and profile?

Talk to a Counsellor